ZIP home

- USE Federal Credit Union
- NMLS 466435
- 405-685-6200
- mortgage@usecreditunion.org
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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An annual or semiannual tax that is assessed, collected, and used by your local government for community funding. Commonly this is escrowed and included in your monthly mortgage payment.
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An insurance policy that protects your property and belongings from damage and destruction (also known as Hazard Insurance). It also can protect you from liability if damage or injury is caused to other people on your property.
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Homeowners Association fees (or dues) are used to cover services and amenities in the community or neighborhood the property is in.
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An insurance policy that protects a lender if a borrower defaults on their loan. Having Mortgage Insurance can make it easier for buyers with smaller down payment amounts to buy a home.
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Making a larger monthly payment on your mortgage can help save on your interest and pay off the mortgage sooner. Make sure to check there aren't limits or charges for early payoffs first.
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You can make interest only payments for the selected amount of years before making principal and interest payments. During this period you still can make interest only payments, as well.
- Mortgage Payment (P&I)
- $0(100%)
- Property Tax
- $0(0%)
- HOA Dues
- $0(0%)
- Homeowners Insurance
- $0(0%)
- Mortgage Insurance
- $0(0%)
- Total Monthly Payment
- $0
Pmt # | Payment | Principal | Interest | MI | Balance |
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Pmt # | Int Rate | Mth Pmt | Principal | Interest | Balance |
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Welcome to USE Federal Credit Union! It is our pleasure to help you reach the goals you have set for yourself. There are many options in the mortgage world and we will search for the product and outcome that best fits your needs. This personalized link is secure and easy to use with its interview-style online app which is accessible via your smartphone, tablet or laptop. Please tap the "Get Started" button below to begin your loan application and later we will share information through this link to complete your mortgage loan. Thank you for the opportunity to serve you!